Enerbank Loan Information & Disclosures
Enerbank Loan Information & Disclosures
Enerbank financing available for qualifying customers.
Single Disbursement
12-Month Same-As-Cash Loans
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,
Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 19.99% fixed APR,
effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when
funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132
months. Actual loan term may be shorter if less than the full approved amount of credit is used. First
monthly loan payment due 365 days after funds are disbursed.
Multi Disbursement
12-Month Same-As-Cash Loans
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,
Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 19.99% fixed APR,
effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when
funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132
months. Actual loan term may be shorter if less than the full approved amount of credit is used. First
monthly loan payment due 365 days after funds are disbursed.
Single Disbursement
0% 12-Mo Loans
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,
Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 0% fixed APR.
Minimum loan amounts apply. Repayment term is 12 months. Actual loan term may be shorter if less
than the full approved amount of credit is used. First monthly loan payment due 30 days after funds
are disbursed.
Multi Disbursement
0% 12-Mo Loans
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,
Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 0% fixed APR.
Minimum loan amounts apply. Open line period payments due 90 days after origination and monthly
thereafter during open line period. When open line period ends, the balance becomes a fixed rate
installment loan; repayment term is 12 months. Actual loan term may be shorter if less than the full
approved amount of credit is used. First monthly loan payment due 30 days from the end of the open
line period.
Single Disbursement
Risk-Based Traditional Installment Loan
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,
Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 8.99% to 15.99%
fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are
disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than
the full approved amount of credit is used. First monthly loan payment due 30 days after funds are
disbursed.
Multi Disbursement
Risk-Based Traditional Installment Loans
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,
Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 8.99% to 15.99%
fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are
disbursed. Open line period payments due 90 days after origination and monthly thereafter during
open line period. When open line period ends, the balance becomes a fixed rate installment loan;
repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full
approved amount of credit is used. First monthly loan payment due 30 days from the end of the open
line period.