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Enerbank Loan Information & Disclosures

Enerbank financing available for qualifying customers.  Not all Loan Products displayed are available.  Contact us for more information.

 

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Single Disbursement

Risk-Based Traditional Installment Loan

Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,

Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 8.99% to 24.49%

fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are

disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than

the full approved amount of credit is used. First monthly loan payment due 30 days after funds are

disbursed.

 

Multi Disbursement

Risk-Based Traditional Installment Loans

Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,

Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 8.99% to 24.49%

fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are

disbursed. Open line period payments due 90 days after origination and monthly thereafter during

open line period. When open line period ends, the balance becomes a fixed rate installment loan;

repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full

approved amount of credit is used. First monthly loan payment due 30 days from the end of the open

line period.

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Single Disbursement

12-Month Same-As-Cash Loans

Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,

Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 19.99% fixed APR,

effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when

funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132

months. Actual loan term may be shorter if less than the full approved amount of credit is used. First

monthly loan payment due 365 days after funds are disbursed.

 

Multi Disbursement

12-Month Same-As-Cash Loans

Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,

Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 19.99% fixed APR,

effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when

funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132

months. Actual loan term may be shorter if less than the full approved amount of credit is used. First

monthly loan payment due 365 days after funds are disbursed.

 

Single Disbursement

0% 12-Mo Loans

Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,

Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 0% fixed APR.

Minimum loan amounts apply. Repayment term is 12 months. Actual loan term may be shorter if less

than the full approved amount of credit is used. First monthly loan payment due 30 days after funds

are disbursed.

 

Multi Disbursement

0% 12-Mo Loans

Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St.,

Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 0% fixed APR.

Minimum loan amounts apply. Open line period payments due 90 days after origination and monthly

thereafter during open line period. When open line period ends, the balance becomes a fixed rate

installment loan; repayment term is 12 months. Actual loan term may be shorter if less than the full

approved amount of credit is used. First monthly loan payment due 30 days from the end of the open

line period.

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